Citi Forward^SM Card is a new Citi credit card launched on Mar 4 aimed at applicants who have good or excellent credit and want to earn rewards with responsible financial behavior. Forward^SM is the only credit card that lowers the purchase interest rate by a quarter percent when cardmembers use credit wisely and rewards them with ThankYou Points each billing period for paying on time and staying under the credit line.

Built-in Features and Benefits:

 • 6,000 bonus points after $50 in purchases are made within 3 months of account opening.

 • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.

 • 5 Reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.

 • The credit card that rewards you for good behavior.

 • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.

 • 100 points each billing period when you pay on time and stay under you credit line.